Financial Solutions for Concentrated Positions

Our Fee Schedule

Contract period: None.

Billing Frequency: Quarterly, in advance directly from accounts or invoiced upon request. Upon cancellation, all excess quarterly fees will be refunded.

Trading Fees and Commissions: Not included. Negotiated pricing discounts available.

Asset Management Fees:

Pricing Basis: Assets under management, self-directed assets may be segregated.

Derivatives: 0.75% up to $2 Million, 0.65% greater than $2 Million

Core Equity (Financial Planning Included):

1.20% up to $1 Million (outsourced)

1.00% up to $1 Million (in-house)

0.80% $1.001 Million to $3 Million

0.65% $3.001 Million to $10 Million

0.50% $10.001 Million +

*Proposals Available upon Request

Example Pricing: $12 Million Diversified Account where:

$3 Million in Bonds

$2 Million in ETF's

$4 Million using Protective Derivatives

$3 Million in Core Equity (in-house)

$3,000,000 x 0.35% = $10,500 (Bonds)
$2,000,000 x 0.45% = $9,000 (ETFs)
$2,000,000 x 0.75% = $15,000 (Protection Derivatives <$2MM)
$2,000,000 x 0.65% = $13,000 (Protection Derivates > $2MM)
$1,000,000 x 1.00% = $10,000 (Core Balanced In-House)
$2,000,000 x 0.80% = $16,000 (Core Balanced In-House > $1MM<$3MM)
Total = $73,500 or 0.15%
Annual Fee = 0.61%
Quarterly Fee = $18,375 quarterly

Note: (Comparison as of 08/31/2007)
Fidelity Balanced Fund Net Expense Ratio: 0.64%
Fund Category Average Net Expense Ratio: 1.1%